My first one, in fact, as I had always just borrowed mother's CC for unavoidable transactions. I was wary of getting one because I don't want to be into debt; thus, I almost always pay for stuff in cash. If I use a credit card, I like to pay it as soon as I can.
So why have I gotten myself a credit card?
Well, because it's prepaid.
Remember what I said in my last blog? When I told you how we waited for almost 3 hours in BPI? Ito yun. I was lining up to claim by BPI More Fun Prepaid Credit Card.
Again, it's prepaid, which means if I use it, I'm not using the money I don't have. On the contrary, I will be spending my own cash (in card form). Think of it as the child of the credit card and the debit card.
What is the difference between a prepaid credit card and a debit card?
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