How to Apply for a BPI More Fun Prepaid Card

This is part two of my post here.

And no, I am not paid to do this post. I am just amazed at this discovery and want to share it with you.

Before I begin, let me reiterate the difference between a prepaid card and a debit card. First, while you can use both cards for physical transactions, you can't use debit cards online (at least in my experience!). Usually, in online transactions, when they ask for credit card details, you can't input your debit card details. (An example is GoDaddy.)

Second, you can't withdraw your money from this prepaid card. So when you decide to get this, make sure you only deposit your "extra" cash.

Application

Click here to read more on how to apply for a BPI More Fun Prepaid Card.

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BPI More Fun Prepaid Credit Card

So I just got myself a credit card.

My first one, in fact, as I had always just borrowed mother's CC for unavoidable transactions. I was wary of getting one because I don't want to be into debt; thus, I almost always pay for stuff in cash. If I use a credit card, I like to pay it as soon as I can.

So why have I gotten myself a credit card?

Well, because it's prepaid.

Remember what I said in my last blog? When I told you how we waited for almost 3 hours in BPI? Ito yun. I was lining up to claim by BPI More Fun Prepaid Credit Card.

Why did I choose this over other credit cards? 

Again, it's prepaid, which means if I use it, I'm not using the money I don't have. On the contrary, I will be spending my own cash (in card form). Think of it as the child of the credit card and the debit card.

What is the difference between a prepaid credit card and a debit card?

Click here to read my review of the BPI More Fun Prepaid Card.

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Saturday Errands and Dates

I almost never go out during Saturdays, or any weekday for that matter, because I'm always home, working. Very exciting, I know. But last Saturday was an exception because I scheduled different errands during it. Since two of the errands involve banks, I didn't have any choice but to go out on Saturday. So I also set the other appointments on the same day.

I realized I don't have a selfie with Yuri! That's because we were in a hurry na that morning. But I did take some selfies when I got home that night (not that it matters but I'm showing them anyway):

Striped shirt from the loot from Left to Vary, Forever 21 jeans, bib necklace from Mama

I am so into striped shirts these days. Can you tell me where to buy affordable striped and Breton shirts? Pretty please? I'm also very into bib necklaces. Lakas maka-donya.

Bank Appointments

First, we had to go to Robinsons bank to open an account. While waiting for mother afterward, Yuri and I went inside Cybergate supermarket. The last time I've been there was when I was still in college. Anyway, nothing fancy, but Yuri and I ended up buying Panda biscuits and these:

I think this was around P60

P36, if I'm not mistaken

I've been curious about brownie crisps since 2013 pa yata but I don't see any brands sold here. Imagine my surprise to see a pan of them made by who else but Cream-O. We (they) ate the Brownie crisps yesterday, and in fairness, they're yummy.

We tried the yogurt snack this morning and I like how it is not overly sweet. In fact, it just tastes like yogurt and fruit. And it has no preservatives! The cups were very small though haha.

Next, we were off to BPI at Abreeza. Mother needed to deposit some money while I was there to claim a new credit card. I'm so excited to show it to you! I will make a separate post for it.

We actually waited for more than 2 hours at BPI: we went in before 1 and got called at almost 3. Then when I came to the desk, my number was wrong pa pala! Naku, nagmakaawa na ako and said my son and I (and mother, by extension) haven't eaten lunch yet. I'm glad to inform you that BPI employees are sympathetic so I got entertained and didn't have to fall in line again.

Shopping - sort of

Top 5 Apps I Can't Live Without

Okay, that's a hyperbole. Of course, I can live without these apps. Only I'm not sure if I would want to! My phone is a low-end Android phone (I just have to say low-end), but I enjoy it and make the most out of it. Here are my five most favorite and most used apps:

5. Quick Note

As an impulsive writer and list-taker, a note app is a must-have in my phone. Quick Note must be the nth notetaking app that I've downloaded but so far, it's the best. Surface-wise, it is clean and easy to navigate. The fontface is visually-pleasing and readable. It's also light and doesn't take up too much space in my low-tech Android phone.

What I like here is that I'm able to draft a post in my downtime, while Yuri is sleeping, or before I sleep.

PS: I'm typing out this entry on Quick Note, which I will just share to my Google mail account.

4. Pocket

One of the biggest eaters of my time is reading. Because I work online, I'm very open to temptations of interesting blog posts and articles.

But instead of wasting my time reading, I just click on the Save-to-Pocket plugin of my Chrome browser. It is automatically saved in the Pocket app of my phone. Then, I can read as much as I like before sleeping.

By doing this, I will not miss out on informative and interesting reads without sacrificing worktime. The articles saved inside my Pocket app are usually about the following topics: motherhood and parenting, recipes, budgeting, trivia, and home & living.

3. BPI Express Mobile

I'm a loyal BPI account holder. Even though I only have an ATM account, I like BPI because of the services they offer to make my life more convenient.

For example, I receive my monthly salary via BPI. I can easily check my account using the app. When I need to pay the internet bill, I just transfer the amount using the app. I can also transfer money to other BPI users, which make online shopping hassle-free. To this day, I only buy stuff from sellers who have BPI accounts! (I learned my lesson when I got scammed.)

2. MoBill Budget