5 Things You Can Do With Your 5000 Pesos

Suppose you have a spare P5,000 lying around, waiting to get used. How will you use it?

Background image from wikipinas.org

If somebody asked me that question 2 years back, I'd probably say I don't know, which is true for two reasons. First, I knew zilch about handling money (I'll probably just ask Job about it). Second, even if I was a kuripot spender, because I don't track my money, somehow it always manages to get "lost," so I rarely had P5,000 to spare.

But what if you are unlike me 2 years back and want to be financially wise? What if you're tired of spending your money on senseless things? Your spare cash could be more than P5,000, or less, but for me, this is the magic number in finance. You can do magic with this humble amount.

Teaching Toddlers Obedience

Image: mirror.co.uk

Is your toddler testing your patience by testing his limits?

I want to begin this post with this disclaimer: I don't know much. Yuri is my only child and he did just turn 2 five months ago (he's 29 months today!). Which means my experience as a mom to a 2-year old is not worth anything, really.

But let me tell you this: I've never experienced a "terrible 2" moment. Yet. Seasoned moms will tell me that I'm speaking too soon, and maybe I am, but apart from the fact that Yuri is not really prone to throwing tantrums (he is kinda dramatic though...), we're beginning to curb the tendencies by teaching him to obey.

Yaya Woes: Probably the Last Straw

Last week, I talked about how we got so mad at Honey, Yuri's yaya, for insisting to go home (even when she just went home several weeks before) and for insulting us.

Of course, when she got home Monday morning, we scolded her, and because she insulted us - my mom especially - we made the decision to just pull her out from school and let her go.

(What made her and her sister's remarks especially insulting was that we were planning to give her a graduation blowout and completely erase all of her debts. Tapos ganun pala ang sinasabi nila about our efforts?!)

But after seeing her cry, repent, and ask for one more chance (spot the movie lines), we decided to forgive her and let her continue schooling and working.

However, we wanted to talk to her sister and/or mother. But she cried again and begged us not to. Hmmm.

If you have to marry your partner where you met them, where would that be?

I just saw this photo on my Facebook feed today and it caught my attention. I was like, thank goodness I don't have to do that because if I have to marry Job at the place where we met each other, it would be at the....

hospital.

Long story! Let's just say he and my brother (who did not know each other) met separate vehicular accidents almost at the same time. It sounds funny now, but I pray that never happens again! :D

Now, what about you? If you have to marry your partner where you met them, where would that be?

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What it Means to Live Within Your Means

Many of us have surely thought of ways to live a financially comfortable life. I know I have, and I have my reasons. But if we all have the same aspirations, why is it that only a few actually get - and stay - rich?

What separates those on their way to financial freedom from those who, let's just say, are on the totally wrong route?

The answer is simple - too simple actually. Those in one of the two groups live within their means.

C'mon. I must've heard of that a thousand times already. Can't you give me something new? A surefire way to get rich?

Unfortunately, no. You must have heard of the advice a thousand times, and the reason for that is that it works! Coupled with the practice of delayed gratification and having financial knowledge, the principle of living within your means is the surefire route to financial independence.

Why?